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Flexible Line of Credit

A flexible line of credit gives you easy access to a pool of cash to hop into whenever you’re low on funds. Come to our store to withdraw as much or as little money as you need within your credit limit. Like a credit card, interest is charged only on the amount you borrow, and you can choose to make the minimum payment or to pay more to restore your credit faster. The flexibility of a Tennessee line of credit makes it the perfect backup plan for any unexpected expenses that come your way.

Getting a line of credit

Why a flexible line of credit?

A flexible line of credit combines the convenience of a payday loan with the control of a credit card.

Convenience – Unlike other types of loans, a flexible line of credit only requires you to apply once. After you qualify, we will keep your flexible line of credit open as long as your account remains in good standing.

Flexibility – With a flexible line of credit, you can withdraw cash at any time for any amount up to your credit limit. You can make multiple cash requests a month and even pay down on your loan amount early.

Control – A flexible line of credit puts you in control of how much you pay in finance charges. On each of your loan due dates, you can pay just the minimum amount due, or you can pay an additional amount to reduce your balance and pay off your loan more quickly.

Apply in store

You must be at least 21 years old to apply. To get started, bring the following to your nearest store:

  • Social Security Number
  • Proof of Income (pay stub, SSI statement, etc.)
  • Valid email address
  • Active checking account, open for at least 90 days
  • Current cell/home and work phone number

Get Cash

Once you’re approved, you’ll get the cash you need in as little as 24 hours.

Repay

Repay your loan according to your monthly statements.